![]() If the company does not supply you with this proof of the debt, or if they do not reply to the letter, you are not obligated to pay. Our prove the debt letter post will guide you on what to do. ![]() To get this information, it is time to send a letter to Past Due Credit Solutions requesting an authentic copy of the credit agreement that you supposedly did not stick to. Please note, what you owe may have increased with unfair interest and collection charges. This could be stated on your PDCS debt collection letter. The first step in our debt collection guidance is to find out which creditors you owe and how much. ![]() The Office for Fair Trading has acknowledged this by stating these types of practices are “widespread” ( OFT, 2010). Your personal circumstances are not their priority and don’t expect them to show empathy. Instead, they are paid a fee to collect it on behalf of the original creditor. Unlike other debt collectors, Past Due Credit Solutions do not purchase the debt from the original creditor, so they don’t own it. There are independent debt collectors, collectors who are one arm of a larger creditor business (often hiding their identity), and some people work in the debt collection industry as sole traders. Past Due Credit Solutions are most likely contacting you because you have an overdue debt and they’ve been hired by the company to get you to pay.ĭebt collection agencies like Past Due Credit Solutions can operate with different setups. GET STARTED Why are you being contacted by Past Due Credit Solutions (PDCS) Debt Collectors?
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